
Make every journey to and from Dubai memorable
Key Information
Monthly Income
Annual Membership Fee
Annual Interest Rate
Key Benefits
Savings at Dubai Duty Free*
10% savings at Dubai Duty Free* with your Dubai Duty Free American Express® Card.
Retail Insurance
Comprehensive Retail Insurance for up to AED 1,500.
Plan It® – Instalment Plans from American Express
Spread the cost of your purchases into monthly instalments.
Choose to split your instalments conveniently between 3, 6, 9, or 12 months.
Know exactly what you're paying with clear, upfront low interest, and no additional surprise fees.
Earn rewards on the purchases the way you usually do.
Learn more by visiting here
All Benefits
Enter Draws
Millennium Millionaire
Finest Surprise Tickets
Millennium Millionaire
Every AED 1,000 spent on your American Express® Dubai Duty Free Card gives you one entry into the draw for the chance to win a raffle ticket for “Millennium Millionaire” raffle. *Only four eligible Card Members will be winning the raffle ticket on monthly basis.
Finest Surprise Tickets
For every AED 500 spent, you get one entry into a draw for the chance to win “Finest Surprise tickets”, with a chance to win a superb luxury car. *Only six eligible Card Members will be winning the raffle ticket on monthly basis.
*Eligible Card Members are selected through a draw mechanism on monthly basis. Card Members’ Card Accounts must be active and normal, met the spend threshold and the Card Annual Fee is paid.
Protection
Peace of mind for you and your family
Fraud Protection Guarantee
Peace of mind for you and your family
Your Card is your key to peace of mind. That is because we protect you and your Supplementary Cardmembers with comprehensive worldwide insurance policies along with online fraud protection guarantee.
Retail Protection Insurance of up to AED 1,500 per occurrence of theft and accidental damage
Travel related emergency assistance
Medical emergency assistance
The Dubai Duty Free American Express® Card gives you many benefits and great protection. You can submit and track your claims status online. Click here to raise your claim. Your policy number is 'AMEX18'.
Peace of mind for you and your family
Terms & Conditions apply.
Fraud Protection Guarantee
If you do become a victim of fraud, with our Fraud Protection Guarantee, you won't be held responsible for any fraudulent charges, on your Amex Card, provided you've taken reasonable care to protect your Account details, PIN, and any device on which you store your Account information.
Fraud Protection Guarantee
Virtual Card
Instant issuance
Set your spending limits
Online spending and digital wallet compatibility
Uninterrupted spending
Instant issuance
Designed to give you flexibility, security and convenience, your Virtual Card can be set up in just a few steps under your existing Card Account, ready to use for your online shopping and contactless payments.
You can get up to 6 Virtual Cards at no extra cost; 1 for you and up to 5 for your Supplementary Cards, which you can set up for your loved ones.
Learn more about Amex Virtual Cards.
Set your spending limits
Enjoy an extra layer of security with limits that protect you during online transactions.
Online spending and digital wallet compatibility
Add your Virtual Card to your favourite digital wallets and apps for effortless, contactless payments—whether you’re grabbing your morning coffee, booking a weekend getaway, or treating yourself to something special. It’s all about faster checkouts and a smoother experience, wherever life takes you.
Uninterrupted spending
Even if your Physical Card goes missing or gets stolen, your Virtual Card will step in and keep working seamlessly, so you won’t have to pause your day.
Manage your account digitally
Easily manage your Card Account wherever, whenever.
Lost or Stolen Cards
Easily manage your Card Account wherever, whenever.
It’s reassuring to know just how easy it is to manage your account online, wherever you are using the Amex MENA app and Online Services.
Here are some of the things that you can do on the app:
Activate your Card
Check your recent transactions and statements
Check your Membership Rewards points balance and redeem your points
Enrol and manage your Card benefits
Apply for and manage your Supplementary Cards
Refer a friend to apply for a Card
View your PIN
Find out about exclusive offers and experiences
Settle your monthly statement
Report a lost or stolen Card
Refer a Friend for a Card and earn points
Check your insurance coverage, submit and track claims
Chat online with Customer Services (available on Amex MENA app only).
Lost or Stolen Cards
In case you lost your Card or it was stolen, you will need to report that immediately via one of the below channels:
Amex MENA app: access the app, tap on 'Services' and then on 'Report Lost or Stolen Card'
Online Services Account: access your account, click on 'Report Lost or Stolen Card' and follow the instructions
Customer Services: Call us on the number mentioned on the back of your Card.
Eligibility
Before registering your interest, make sure you can say 'Yes' to the following:
I am aged 21 or over.
I am a resident of the UAE.
I have an annual income of at least AED 180,000 (employed).
If self-employed and I have an annual income of at least AED 275,000.
Terms and Conditions
Please take a moment to review the full detailed Cardmember Agreement, Schedule of Fees & Charges, and the Terms & Conditions of your Card:
Other Cards You May be Interested In


The American Express® Platinum Credit Card
Designed to give you more flexibility, however you spend, allowing you to level up life effortlessly.
Learn More



The American Express® Dubai Duty Free Card
10% savings at Dubai Duty Free with your Dubai Duty Free American Express® Card.
Learn More