Our Cards

The American Express^® Gold Credit Card

Everyday brings great rewards

At home or across the globe, exclusive privileges await you with the Gold Credit Card. Earn one point for virtually every dollar (or local currency equivalent) you spend with the Membership Rewards^® programme. Also enjoy regional Airport Lounge Access and comprehensive Travel Insurances. And gain access to the best of local and global offers with the American Express^® Selects^SM programme.

Highlights

Access to the Membership Rewards program, with 1 point earned for every AED 4 of spend
Access to airport lounges across the Middle East
Local offers via American Express Selects

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KEY FINANCIAL TERMS

Credit Card:

Membership Rewards Programme Annual Fee: AED 100
Annual Interest Rate: 2.99%
Pay in full or in installments
Flexibility of Payment
Annual Fee: AED 395

Enjoy Real Rewards

The Membership Rewards programme is our way of thanking you for using the Gold Credit Card. Every time you make any purchase with your Card, from groceries at the supermarket or tickets for that much-needed holiday, you will always earn 1 Membership Rewards points on every USD 1 spent (or local curency equivalent). Moreover, your points never expire. So, you can accumulate them and redeem them for a variety of lifestyle and travel rewards.

For example

SPEND
USD 1,000
Per Month

Earn 1,000 Membership Rewards Points per annum.

Redeem for a return trip ticket within the GCC.

SPEND
USD 2,000
Per Month

Earn 2,000 Membership Rewards Points per annum.

Redeem for a one-way ticket to Mumbai.

SPEND
USD 4,000
Per Month

Earn 48,000 Membership Rewards Points per annum.

Redeem for a one-way ticket to London.

SPEND
USD 7,000
Per Month

Earn 84,000 Membership Rewards Points per annum.

Redeem for a one-way ticket to New York.

SPEND
USD 10,000
Per Month

Earn 120,000 Membership Rewards Points per annum.

Redeem for a return trip to London.

SPEND
USD 15,000
Per Month

Earn 180,000 Membership Rewards Points per annum.

Redeem for a return trip to New York.

Here are just a few of the ways you can let Membership Rewards indulge you

Complimentary Upgrades & Flights

Complimentary Hotel Stay

Indulgent gift cards & shopping vouchers

Travel

Enjoy a travel Card that makes every journey an enjoyable one. Start your journey with complimentary airport lounge access and enjoy further help and support throughout your trip. You Card should be the first thing you pack.

Benefits

Complimentary access to Airport Lounges across the Middle East
Comprehensive Travel Insurances and emergency assistance through Global Assist
Comprehensive Travel Insurances and emergency assistance through Global Assist
An exclusive 10% off airfares on select British Airways flights originating from the Middle East

Further Key Benefits

Your American Express Gold Credit Card provides you with many benefits to hope your live life to the fullest

Retail Protection Insurance per occurrence of theft and accidental damage
Online Fraud Protection Guarantee
Thousands of local, regional and global offers brought to you by American Express Selects
24/7 Customer Service
Online Account Access, Services and e-Statement Alerts

Online Services

American Express iPhone & Android App

As an American Express Cardmember, you can enjoy the ease and convenience of accessing your accounts with a swipe of a finger with the new and improved American Express Middle East App.

Simply download the app to your android^™ or iOS device and manage your account details, stay on top of your benefits, and get updates on new offers anytime, anywhere, at your convenience.

Eligibility Criteria

Before registering your interest, make sure you can say 'Yes' to the following:

I am aged 18 or over
I have a permanent UAE home address
I have an annual income of at least AED 200,000
I have no history of bad debt
And if self-employed, I have been working for more than one year

Terms and Conditions

Please take a moment to review the full detailed Cardmember Agreement and the Terms & Conditions of your Card:

Cardmember Agreement
Schedule of Fees and Charges
Certificate of Insurances

Amex Web Content Viewer

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