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The American Express^® Gold Card

A life of privileges is yours to enjoy

The American Express^® Gold Card is the privilege of a chosen few. Welcomed at thousands of establishments and offering a host of benefits including No Pre-set Spending Limit*, complimentary airport lounge access across the Middle East and retail & travel insurance, the gold standard is well within your reach.

Highlights

Access to the Membership Rewards^® programme
Access to airport lounges in the Middle East
Exclusive offers brought to you by American Express^® Selects^SM

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KEY FINANCIAL TERMS

Charge Card:

No Pre-set Spending Limit*
No interest charges
Just pay off your balance in full each month
Annual Fee: US$ 175

Enjoy Real Rewards

The Membership Rewards programme is our way of thanking you for using the The American Express^® Gold Card. Every time you make any purchase with your Card, from groceries at the supermarket or tickets for that much-needed holiday, you will always earn 1 Membership Rewards points on every USD 1 spent. Moreover, your points never expire. So, you can accumulate them and redeem them for a variety of lifestyle and travel rewards from any of our 12 airline partners or hotel partners.

For example

SPEND
USD 1,000
Per Month

Earn 1,000 Membership Rewards Points per annum.

Redeem for a return trip ticket within the GCC.

SPEND
USD 2,000
Per Month

Earn 2,000 Membership Rewards Points per annum.

Redeem for a one-way ticket to Mumbai.

SPEND
USD 4,000
Per Month

Earn 48,000 Membership Rewards Points per annum.

Redeem for a one-way ticket to London.

SPEND
USD 7,000
Per Month

Earn 84,000 Membership Rewards Points per annum.

Redeem for a one-way ticket to New York.

SPEND
USD 10,000
Per Month

Earn 120,000 Membership Rewards Points per annum.

Redeem for a return trip to London.

SPEND
USD 15,000
Per Month

Earn 180,000 Membership Rewards Points per annum.

Redeem for a return trip to New York.

Here are just a few of the ways you can let Membership Rewards indulge you

Complimentary Upgrades & Flights

Complimentary Hotel Stay

Indulgent gift cards & shopping vouchers

Travel

Enjoy a travel Card that makes every journey an enjoyable one. Start your journey with complimentary airport lounge access across the Middle East and enjoy further assistance and support throughout your trip. The American Express^® Gold Card is your perfect travel companion.

Benefits

Complimentary regional Airport Lounge Access across the Middle East
12 airline Membership Rewards partners to travel with
Travel Accident Insurance of up to US$ 350,000
Travel Inconvenience Insurance of up to US$ 1,000

Complete Peace of Mind

From retail protection, to knowing you can receive emergency help 24/7 virtually anywhere in the world, with The American Express^® Gold Card, you can always rest assured.

Retail Protection Insurance of up to US$ 1,500 per occurrence and US$ 40,000 per year against theft and accidental damage for up to 90 days
Online Fraud Protection Guarantee
Thousands of local, regional and global offers brought to you by American Express Selects
24/7 Customer Service
Online Account Access, Services and e-Statement Alerts

American Express iPhone & Android App

As an American Express Cardmember, you can enjoy the ease and convenience of accessing your accounts with a swipe of a finger with the new and improved American Express Middle East App.

Simply download the app to your android^™ or iOS device and manage your account details, stay on top of your benefits, and get updates on new offers anytime, anywhere, at your convenience.

Eligibility Criteria

Before registering your interest, make sure you can say 'Yes' to the following:

I am aged 18 or over
I have a permanent UAE home address
I have an annual income of at least US$ 75,000 (or equal local currency)
I have no history of bad debt
And if self-employed, I have been working for more than one year

Terms and Conditions

NO PRE-SET SPENDING LIMIT*

The American Express^® Gold Card is a Charge Card and does not offer a credit limit. You're free to spend as much as you've shown you can afford.

Cardmember Agreement
Schedule of Fees and Charges
CBB Code of Best Practice
Certificate of Insurances

* No Pre-set Spending Limit does not mean unlimited spending. Your purchases are approved based on factors such as spending patterns, credit history, and other financial resources known to us.

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