Shop Small Terms and Conditions

Statement Credit for spending at ‘Shop Small’

Offer Period

12th January to 12th March 2026

Offer

Earn AED 20 as a Statement Credit to your Card Account for every Eligible Transaction of AED 50 or above made at Participating Merchants. The Offer is valid for a maximum of 5 transactions per month, subject to meeting the Eligible Criteria below.

Eligibility Criteria

This Offer is open to Basic Card Members holding any Personal Cards issued by AMEX (Middle East) B.S.C. (c) – Emirates (“AEME”). Eligible Cards must be active i.e. not blocked or cancelled and with no overdue payments on the card.

Eligible Transactions

Eligible Transactions mean purchases of AED 50 or above made at service establishment points of sale at participating ‘Shop Small’ merchants in UAE.

Eligible Card Members will earn AED 20 back as statement credit to their AMEX Card Account, for every Eligible Transaction made at Participating Merchants during the Offer Period. The Offer is valid for a maximum of 5 transactions per month.

Participating Merchants

To search for Participating Merchants in UAE at Shop Small locations please visit the Shop Small Map available in the navigation bar on the American Express website https://www.americanexpress.ae/en-ae/

Eligible locations will be highlighted with a pin. Participating Merchants will also display Shop Small branding in their store (i.e. a sticker, tent card, wobbler).

Small businesses highlighted on the Shop Small Map may change. Additional merchants may be added as Participating Merchants during the offer period.

Eligible Transactions made online from a Participating Merchant’s website will also qualify for this offer.

Eligible Transactions across all Cards that the Basic Cardmember holds (except The American Express® Corporate Card, The American Express® Corporate Purchasing Card) and Supplementary Cards will be included in calculating the total Statement Credit to award.

The following transactions made on the eligible Cards during the offer period are not included in calculating Eligible Transactions:

  • Purchases made for business purposes

  • Cancelled or reversed transactions

Eligible Transactions must be billed to your Card Account by the participating small business by 26th March 2025. If the small business does not charge your Card before this date, your Transaction will not qualify for this Offer.

Awarding the Statement Credit

Eligible Basic Card Members can earn a maximum Statement Credit of AED 200 as part of this offer irrespective of the number of Eligible Cards held by them.

Eligible Card Members will receive the corresponding amount as a credit to their Card account, within (6) weeks from the end of the Offer Period. A Statement Credit may be reversed if an Eligible Transaction is refunded or cancelled.

Relationship with Other Offers

Card Members who avail this offer will remain eligible for any other offer or promotion running simultaneously by AEME, unless otherwise specified.

General Terms

  • Card Members’ Card Accounts must be shown as active and regular during the offer period and at the time the Statement Credit is awarded i.e. the Card account must not be blocked or cancelled and have no overdue payments during the offer period and as on the date the Statement Credit is awarded.

  • During the offer period all transactions will continue to incur Fees, Charges and applicable Interest rates as per the prevailing Schedule of Fees and Charges.

  • AEME reserves the right to modify or change all or any of the terms applicable to the Offer or to extend or discontinue the Offer at its absolute discretion and without assigning reasons, after informing and receiving approval from the Ministry of Industry & Commerce. AEME will keep Card Members informed about these changes.

  • The Terms and Conditions governing this Offer are in addition to and not in substitution of the Primary Terms and Conditions governing Card usage. Card Members warrant that they have read the Primary Terms and Conditions carefully and participate in this Offer willingly. The Primary Terms and Conditions are available on the website at https://www.americanexpress.ae/en-ae/

  • All questions or disputes regarding eligibility for the offer or the Statement Credit will be resolved by AEME in its sole discretion. After informing and receiving approval from the Ministry of Industry & Commerce, AEME’s decision on all matters relating to the Offer shall be final, binding and conclusive and no correspondence will be entertained.

  • AEME’s failure to enforce any term or condition does not constitute a waiver of that term or condition by AEME.

  • AEME's obligations under this offer are subject to any restriction or limitation imposed by any regulatory, judicial or administrative authority with jurisdiction over AEME, and AEME will not be liable to the extent any decision, direction, order or determination by such body prohibits or restricts AEME's performance under or compliance with this offer.

  • Card Members release and discharge AEME from any and all liability resulting from any unauthorized human intervention, or any other cause, including but not limited to malfunction of any computer component, software or communication line, any loss or absence of network communication, any faulty, incomplete or unintelligible transmissions which could limit the opportunity of any individual in getting the Statement Credit. The Ministry of Industry & Commerce will be duly informed and approval received.

  • AEME reserves the right to request proof of identity. If the Cardmember refuses to provide any of the details requested without a good reason then he/she may not qualify for the offer. If AEME becomes aware of any fraud, deceit, misconduct or similar action during or in relation to this offer then AEME reserves the absolute right to exclude the Cardmember from the offer and may revoke any acquired offer Statement Credit unless it is proven to the satisfaction of AEME, that he/she had no actual or imputed knowledge or participation in such fraud or deceit or similar action, after informing and receiving approval from the Ministry of Industry & Commerce.

  • AEME regards the confidentiality of its Card Members personal information with the utmost security. AEME does not accept any responsibility for any promotional material or other material communicated to the Card Members by third parties that independently obtained any personal information.

This Card is issued by AMEX (Middle East) B.S.C. (c) - Emirates pursuant to a license from American Express.

American Express is a registered trademark of American Express.  

AMEX (Middle East) B.S.C. (c) is regulated and licensed by the Central Bank of Bahrain as a Financing Company.

AMEX (Middle East) B.S.C. (c) - Emirates is regulated and licensed by the Central Bank of the UAE as the branch of a Financing Company.