Small Business

Introduction

The American Express Company Card can help you manage your cash flow over short periods and can help provide the buying power for large business purchases. It may be the right choice for a business that is comfortable it has the cash flow to pay in full each month and is looking for a flexible spending limit.

Extend Cash Flow

By paying invoices with your American Express Company Card, you can effectively extend your cash flow by up to 60 days. This extra time can free up cash to invest in your business or possibly just earn interest in the bank

Drive Savings

Every expense that your Company incurs comes with potential savings. With the American Express Company Card you can drive significant savings across practically all your business expenses – from hotel stays, air travel and dining to car rentals, office supplies and even telecom.

While you work hard for your Company’s growth, your Company Card works equally hard to drive savings and benefits to you and your Company.

American Express Offers
We’ve put together an exciting bouquet of privileges, offers and discounts just for you, especially when it comes to your client’s entertainment costs. So with your Card, you save on travel, leisure, dining, shopping and a host of other related expenses.

View our latest Cardmember offers, through our Website or AMEX Middle East Mobile App.

Employee Benefits

At American Express, we understand that employees are the backbone of every Company. Recognising and rewarding their hard work is therefore an important part of the way you conduct business.

Enjoy greater peace of mind with added Cardmember benefits.

Travel Benefits:
Airport Lounge Access:
The American Express® Company Card and its supplementary cardholders, brings you enhanced travel experience by offering lounge access throughout the world. This means you will enjoy the following Priority PassTM benefits:

• 8 complimentary visits per annum to Priority Pass™lounges.
• Access to more than 1,200 lounges across 130 countries.
• Easy access to lounges with Priority Pass™ Mobile App.

Travel Insurance:
Your business travellers will take up to USD100,000 of Travel Accident Insurance on every trip, as well as Travel Inconvenience Insurance and Personal Possession Insurance.

Online Services
With Online Services, Employees can register for convenient online access to their Company Card account. Online Services provides options such as:

• Activate your Card
• Update your contact details
• Set alert preferences for SMS and Email

American Express iPhone & Android App
As a Company Cardmember, employees can enjoy the ease and convenience of accessing their accounts with a swipe of a finger with the new and improved American Express Middle East App. Employees can simply download the app to your Android™ or iOS device and manage their account details, stay on top of their benefits, and get updates on new offers anytime, anywhere, at your convenience.

Emergency Services

• Cash Access: Corporate Cash™* allows your employees to withdraw cash from Automated Teller Machines (ATMs) worldwide.
• Emergency Card Replacement: If lost or stolen we will replace your Card usually within 48 hours of notification.
• Global Assist™: The Global Assist Hotline (+44 (0) 845 456 6524)  can quickly put Cardmembers in touch with an English speaking doctor or lawyer when assistance is most required.

Transforming Your Business

American Express has a consultative approach to ensure we understand the state of your business, how your business is changing and your objectives with an expense management programme

Step 1
Before solutions are discussed, American Express analyses your business to understand and assess the best expense management solution for you.

This step looks at key areas of expense management: T&E policy, expense processes, payment methods, travel arrangements and supplier management.

Step 2
Once the analysis is complete, our consultants develop recommendations based on results, experience and industry benchmarks.

Solutions will specify American Express products and the savings that can be yielded by implementing the recommended expense management programme.

Step 3
On acceptance of recommendations, an implementation plan is developed in partnership with your business, detailing resources required from both organizations. Success of implementation is measured. Continual formal reviews are undertaken to measure the savings delivered and to provide further recommendations as your business changes.