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The American Express® Gold Credit Card

Every day brings great rewards Every day brings great rewards


* Terms and Conditions apply.

Minimum monthly income: AED 15,000

Annual membership fee: AED 395

Membership Rewards® Annual Fees: AED 95

Annual interest Rate: 39%

Enjoy Real Rewards

Membership Rewards® programme is our way of thanking you for using the Gold Credit Card. Earn 1 point with every US$ 1 you spend on eligible purchases. Use your points to treat yourself to rewards from leading brands in travel, fashion, electronics and more.


AED 10,500 per Month


31,500 Membership Rewards points per annum


Redeem for AED 1,000 voucher from RIVOLI


AED 18,000 per Month


54,000 Membership Rewards points per annum


Redeem for a return trip ticket to London*


AED 38,350 per Month


115,000 Membership Rewards points per annum


Redeem for Apple Watch Series 6

*Terms, taxes, fees and carrier charges apply.


Global Airport Lounges Access

The American Express® Gold Credit Card brings you and 1 Supplementary Cardmember an enhanced travel experience with Priority Pass™:

  • 5 complimentary visits per annum to PriorityPassTM lounges
  • Access to more than 1,200 lounges across 130 countries
  • Easy access to lounges with Priority PassTM Mobile App
  • Upon exceeding the number of visits or accompanying guests, a charge of US$ 32 per person will apply

Enroll your Card and eligible Supplementary Cardmember(s) via the AMEX MENA App or online services.


Your Card is your key to peace of mind. That's because we protect you and your Supplementary Cardmembers with comprehensive worldwide insurance policies along with online fraud protection guarantee.

  • Travel Accident Insurance of up to AED 350,000
  • Travel Inconvenience Insurance of up to AED 4,000
  • Retail Protection Insurance of up to AED 3,000

What's more, you can submit and track your claims status online. Click here to raise your claim. Your policy number is 'AMEX14'.

Terms & Conditions apply.

Online Fraud Protection Guarantee

If you do become a victim of fraud, our Fraud Protection Guarantee means you won't be held responsible for any fraudulent charges, provided you've taken reasonable care to protect your Account details, PIN and any device on which you store your Account information.

Further Benefits

Your American Express Gold Credit Card provides you with many benefits to live your life to the fullest.

  • Local and regional offers brought to you by Amex Offers
  • 24/7 Customer Service

Supplementary Cards

Extend your Cardmembership privileges to the special people in your life by enrolling them for a Supplementary Card. With up to 9 complimentary Supplementary Cards, any of your immediate family members who are over 12 years of age can enjoy the same Card benefits. Additional Supplementary Cards can also be obtained at a fee.

Eligibility Criteria

Before registering your interest, make sure you can say 'Yes' to the following:

I am aged 21 or over

I am a resident of the UAE

I have an annual income of at least AED 180,000 (employed)

If self-employed, I have an annual income of at least AED 275,000

Terms and Conditions

Please take a moment to review the full detailed Cardmember Agreement, Schedule of Fees & Charges and the Terms & Conditions of your Card:

Cardmember Agreement - English

Cardmember Agreement - Arabic

Schedule of Fees and Charges

Certificate of Insurances

Code of Best Practice

Easy Payment Plan Terms & Conditions